How the Health Care Law Benefits Women
- Bans insurance companies from dropping women when they get sick or become pregnant.
- Improves the care of millions of older women with chronic conditions,by providing incentives under Medicare for more coordinated care.
- For nearly 30 million women with private health insurance, ensures guaranteed free coverage of key preventive health services, such as mammograms, cervical cancer screenings, and immunizations.
- Provides that this free coverage, beginning in August 2012, now includes more comprehensive women’s preventive services,such as well-woman visits, breastfeeding support and supplies, and gestational diabetes screening.
- Beginning in January 2014, ensures being a woman will no longer be treated as a “pre-existing condition,”with insurance companies banned from denying coverage for “pre-existing conditions.” Currently, many women are denied coverage or charged more for such “pre-existing conditions” as breast cancer, pregnancy, having had a C-section, or having been a victim of domestic violence.
- Beginning in January 2014, ends the common practice of “gender rating,” charging women higher premiums than men for the same coverage. According to one study, the women buying their insurance in the individual market today pay up to 48% more in premium costs than men.
- Beginning in January 2014, ensures that 8.7 million women currently purchasing individual insurance will gain coverage for maternity services.
- Beginning in January 2014, provides greater access to affordable health coverage for women, with an estimated 18.6 million uninsured women having new opportunities for coverage through the Health Insurance Marketplaces.